How Does Mileage Reimbursement Work with Auto Insurance? Common Questions About Automobile Accidents

If you’ve been in a car accident in Brooklyn Center, Minnesota, you’re likely dealing with more than just the physical toll—it can be a confusing and frustrating process to navigate insurance claims, medical treatments, and financial concerns. At Brookdale Health, we specialize in auto injury recovery, and we want to make sure you understand all the benefits available to you under Minnesota’s No-Fault insurance laws.

What is Minnesota No-Fault Insurance?

Minnesota operates under a No-Fault insurance system, meaning that your own auto insurance covers your medical expenses—regardless of who caused the crash. No-Fault benefits may include:

• Medical and chiropractic care (100% covered up to $20,000)

• Mileage reimbursement for travel to and from treatment

• Wage loss reimbursement (up to $500 per week)

• Replacement services for household tasks you can’t perform due to your injury

• Funeral and survivor benefits in severe cases

One of the key advantages of Minnesota No-Fault insurance is that you do not need a referral from your insurance provider or a doctor to start receiving care at Brookdale Health.

How Does Mileage Reimbursement Work?

Many patients don’t realize that they can be reimbursed for the miles they drive to and from medical appointments related to their auto accident. Here’s how it works:

• Track Your Miles – Each time you visit our clinic, write down the miles driven to and from your appointment. We offer a simple mileage log to help you keep track.

• Submit to Your Insurance – Once you’ve logged your mileage, send it to your insurance company for reimbursement at the current reimbursement rate.

• Get Reimbursed – Your insurance provider will process the claim and send you a payment for the total miles driven.

Not sure about the current mileage reimbursement rate? Our Insurance Office can provide the most up-to-date rate and assist with submitting your claim.

Wage Loss Reimbursement After an Auto Accident

If your injuries prevent you from working, Minnesota No-Fault insurance can cover 85% of your lost wages, up to $500 per week, until you are able to return. To receive wage loss benefits, there are a few important steps to follow:

• Complete insurance paperwork – Your provider may require forms like the Application of Benefits and Authorization for Wage and Salary Information. We can help you with these documents to avoid delays.

• Provide medical documentation – Your doctor may recommend that you modify your work schedule or refrain from working while you recover. If you are medically unable to work, we will provide an “off work” authorization for your insurance company, employer, and attorney (if applicable).

• Follow your treatment plan – Insurance companies may delay or deny wage loss claims if you don’t follow your prescribed medical treatment. Staying on track with your recovery plan is key.

If you are cleared to return to work but need physical restrictions, we will send a “Return to Activities” report outlining any necessary accommodations.

Your Recovery is Our Priority

At Brookdale Health, we believe that getting the right care quickly is essential for a full recovery. That’s why we don’t require referrals and have an expert team ready to assist with insurance paperwork, treatment plans, and reimbursement claims.

If you’ve been in a motor vehicle accident in Brooklyn Center or the surrounding areas, let us help you understand your rights, access your benefits, and get back to feeling your best. Contact Brookdale Health by calling (763) 561-4045 to schedule a consultation today.